An auto insurance policy is a contract between you and an insurance company. In exchange for the premium you pay the insurance company agrees to pay for specific auto-related financial losses during the policy term. The right auto policy can protect you from expenses related to damage to your vehicle, medical bills incurred after an accident, even legal expenses if a lawsuit is filed in connection with an accident involving your vehicle.
There are several basic parts to an auto insurance policy, some of which are required by state law, and others which are optional. Most policies have either a 6 month or 1 year term.
You should periodically review your auto insurance policy to ensure that it provides sufficient coverage to protect your assets. Major changes like marriage, moving, and new drivers in the household can dramatically impact your insurance needs. The company you took out a policy with 10 years ago may no longer be the most competitive carrier based on your current needs. When you renew your policy with Pittsford Insurance Agency, we’ll review your policy to make sure you’re still getting the best coverage at the most competitive price. That’s something the big companies just can’t do. We also have a former insurance adjuster on staff to assist you with the claims process in the event of an accident. Give us a call today or click here to request a free quote!