Rochester Business Insurance


20984010_sAm I Covered?

As a business owner, you strive to make decisions that are best for your business. This includes important decisions on the insurance needed to protect yourself from potential losses, lawsuits, and business interruptions. You know you need excellent coverage but you don’t have time to become an expert on every kind of insurance that’s available. That’s where the Pittsford Insurance Agency can help.

We can sit down with you to develop a custom plan that identifies and protects you from the unique risks inherent to your industry. There are a number of potential options to consider:

General Liability

Protects you from claims and lawsuits involving bodily injury and property damage.

Property

Covers property you own including buildings, contents & furnishings, office equipment, inventory, signs & fencing, and property of others while it’s in your care.

Business Income

If your business has a covered loss and is forced to close business income coverage covers you for lost income, pays for continuing expenses, and can even include coverage to set up shop at a temporary location.

Equipment Breakdown (Boiler & Machine)

Protects you from breakdowns related to power surges, motor burnout, boiler malfunction, and operator error.

Commercial Auto

Covers your company vehicle or a vehicle used in the course of your business. Most personal auto insurance policies exclude coverage when a vehicle is being used for business purposes.

Crime (Employee Dishonesty)

Covers you for employee theft, forgery or alteration, burglary or robbery, unauthorized funds transfer, etc.

Workers Compensation

Mandatory coverage that protects your employees from job-related injuries and protects employers from lawsuits.

Errors and Omissions (E&O)

Also called professional liability this coverage protects you from claims and lawsuits related to services or products offered by your business.

Directors and Officers (D&O)

Protects from actions stemming from alleged wrongful acts of persons acting in their capacity as directors or officers of a company.

Data Breach (Cyber Liability)

Protects you from loss of digital assets and liability associated with failing to maintain customer data, along with costs associated to investigate and correct computer data breaches.

Excess Liability (Umbrella)

Provides additional liability coverage once any applicable underlying policy has been exhausted. This type of policy can cover over and above multiple policies.

Whatever your business needs are – we can help. Our agency has strong business relationships with some of the highest-performing companies in the industry. We can create a solution tailored to your specific needs that will not only give you the protection you need in today’s litigious society but will save you both time and money. Let our experience work for you! Call us at 585.389.4150 or email us here.

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