Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. Home insurance will also cover you in the event someone is injured while on your property and wins a legal judgment against you. Your home is likely one of the largest purchases you will make in life and it is important that it is insured properly and that you understand your insurance coverage.
Homeowners policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses.
Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Talk to one of our professionals today to determine your needs and the type of policy best suited to protect your home.